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Your well-being is important to you — and it’s important to us. We are committed to providing a flexible, comprehensive benefits package for you and your family.

MEDICAL
Your medical plans are offered through Aetna and in-network preventative care is covered at 100%

NETWORKS
For full-time Team Members, when you enroll for medical coverage, you also get to select one of two networks.

PRESCRIPTION DRUGS
When you enroll in one of the medical plans, you also receive prescription drug coverage.

DENTAL
Benefits to help pay for preventive, basic, and major dental services.

VISION
Benefits to help pay for eye exams and glasses/contacts.

WELL-BEING PROGRAMS
An important part of your medical plan is improving long-term health and managing the cost for both our Team Members and Price Rite. That’s why we provide programs and resources that encourage healthy actions at no additional cost to you.

LIFE INSURANCE
Price Rite Team Members are eligible for 1.5 times their annualized salary in basic life insurance. Team Members can also purchase additional financial protection for their family at very competitive prices (subject to the insurance company’s underwriting requirements).

OPTIONAL LIFE INSURANCE
Optional Life Insurance and AD&D are offered on a Team Member Paid Basis.

SHORT-TERM DISABILITY
Price Rite Team Members are eligible for 100% of their pre-disability weekly earnings for the first 12 weeks. This is subject to the plan’s maximum weekly benefit of $750, and 66-2/3% of their pre-disability weekly earnings for weeks 13-26. Click here to access the required paper Enrollment Form. Once completed, please return the form for processing to Karina Gonzalez-Roman, HR Administrator.

LONG-TERM DISABILITY
Benefits that provide a portion of your salary in the event you become disabled and cannot work.

Open Enrollment is your annual opportunity to review your current benefit plans and make any changes for the upcoming plan year. Here's what you need to know for 2025.

NEW DENTAL PROVIDER
Aetna is the new dental provider for 2025.
There will be additional benefits including a new annual benefit maximum of $2,500 and a new orthodontic lifetime maximum of $2,500.

NEW LONG-TERM DISABILITY PROVIDER
MetLife is the new long-term disability provider for 2025. Price Rite provides full-time Team Members with two LTD options. See your benefits guide for details.

NEW LIFE INSURANCE PROVIDER
MetLife is the new life insurance and accidental death and dismemberment (AD&D) provider for 2025.

NEW BENEFITS ENROLLMENT PLATFORM
Fidelity NetBenefits is a self-service tool that will give Team Members the ability to select benefit plans electronically, eliminating the need for paper forms.

Two Network Options

Even if you feel perfectly healthy, it’s important to get an annual physical for your overall wellness. A physical is an opportunity to check in with your primary care physician on your health, get tips on living a healthy lifestyle, and discuss prevention and treatment options.

Annual physicals allow your doctor to review any changes that have occurred over the last year and encourage healthy choices and lifestyle. Also, your doctor can help identify risk factors that could lead to future health problems and offer expert advice on how to manage them.

When you enroll for medical coverage you will have two networks to choose from. The network options include:

Aetna Premier Care Network (APCN) Plus
Aetna Premier Care Network (APCN) Plus is a smaller group of providers chosen from the Choice POS II network. These providers have a proven track record with excellent health outcomes at a lower cost. If you select this network when you enroll, your weekly contributions will be lower.

Important: If you choose APCN Plus when you enroll, you must use providers in the APCN Plus network, or benefits will be paid at the out-of-network level (even if you use a provider in the Broad network).

Read more about how APCN Plus may be the right network for you.

Complete an annual physical and get rewarded
Each enrolled Team Member and spouse/partner may qualify for a $100 Price Rite gift card for completing an annual physical. We also encourage you to take advantage of our well-being activities (e.g., the Aetna Health Assessment and Tobacco Cessation Program), which are important to your overall health.

Broad Network
The Broad Network is your current network and it consists of all of the providers that participate with Aetna. If you see a non-participating provider, benefits will be paid at the out-of-network level. Your weekly contributions if you choose the Broad Network may be higher than if you choose APCN Plus.

Important: Once you select your network, you may not change it until the next year’s Open Enrollment.

It is important to review that your providers are in the network you choose. Participants in the APCN Plus network can change year after year.

Prescription Drug Benefits

When you enroll in a Price Rite medical plan, you receive prescription drug coverage. Your copays are based on the type of drug and where you purchase your prescription. To lower your costs, request generics or use a ShopRite pharmacy or Spotswood mail order for maintenance medications (for conditions that usually require regular use, such as for high blood pressure, heart disease, asthma, and diabetes).

When you use a ShopRite pharmacy or Spotswood mail order for maintenance prescriptions, you’ll get a three month supply for the cost of one!

We Will Continue to Offer the Following for 2025

Well-being Programs

Through Aetna, our medical plan administrator, we offer a wide variety of programs and services, from Health Assessments to help you identify opportunities for improvement, to a robust well-being portal that includes health tools, resources, services, and information. This is why we must continue to work together to proactively improve the health of you and your families. This is also why we must continue to invest in our well-being and early-detection programs.

LEARN MORE

Special Programs

Aetna Compassionate Care Program
Aetna Compassionate Care (ACCP) is part of our care management program. ACCP offers care management and services to members and their families who are managing the complex and emotional issues involved with advanced illness. The care manager assesses and develops a plan based upon identified needs and life care preferences. Care managers approach their work with cultural sensitivity as they review and coordinate services for members with multiple and complex needs.

Accessing the Promise of Gene Therapy
Gene therapy is on the brink of something big — many more Food and Drug Administration (FDA) approvals are coming within the next few years. Gene therapy willsoon treat or cure even more conditions that were once thought incurable. But these therapies can come with big price tags and confusing treatment navigation. So we’re making a complex and costly process as simple, affordable and accessible as possible for you.

Get Your Annual Physical

Even if you feel perfectly healthy, it’s important to get an annual physical for your overall wellness. A physical is an opportunity to check in with your primary care physician on your health, get tips on living a healthy lifestyle, and discuss prevention and treatment options.

Annual physicals allow your doctor to review any changes that have occurred over the last year and encourage healthy choices and lifestyle. Also, your doctor can help identify risk factors that could lead to future health problems and offer expert advice on how to manage them.

Complete an annual physical and get rewarded
Each enrolled Team Member and spouse/partner may qualify for a $100 Price Rite gift card for completing an annual physical. We also encourage you to take advantage of our well-being activities (e.g., the Aetna Health Assessment and Tobacco Cessation Program), which are important to your overall health.

Note: Payment of the $100 incentive for obtaining an age-appropriate physical exam from your physician is not conditioned on you or your spouse providing any genetic information (e.g., family medical history) to your employer or to your employer’s medical plan.

Get Rewarded for Participation

The number of Team Members and spouses completing the Health Assessment continues to increase each year. Last year, most of our Team Members and eligible spouses received rewards for completing a Health Assessment. We encourage everyone to complete the Health Assessment again this year and receive the following incentives:

Complete/Update the Health Assessment in 2025 and receive a $100 Price Rite gift card for both an enrolled Team Member and their spouse.
Complete/Update the Health Assessment from November 1, 2024–May 31, 2025 and pay NO health care contributions for up to 13 weeks, as indicated in the chart at right.

Number of Weeks You Pay No Contribution for Medical Coverage if You Complete your Health Assessment from November 1, 2024 — May 31, 2025

	Team Member Only Coverage	Family Coverage
Basic Managed Care Plan	13 weeks	9 weeks
Managed Care Plan	13 weeks	9 weeks
HCRA Plan	13 weeks	9 weeks
Premium Managed Care Plan	4 weeks	2 weeks